For the past 27 years, the Richardsons have called their Southwest Portland house home. Living on a fixed income and navigating the challenges of retirement and disabilities, they have worked hard to maintain the place where so many memories have been made. However, as the cost of living continues to rise, especially energy expenses, keeping up with the home's needs has become increasingly difficult.

For the past 28 years, Ms. Hyneman has called her Milwaukie home her own. As an older adult living with a disability, maintaining her property can be difficult, especially when unexpected issues arise.

Earlier this year, Mr. Ryan suffered a heart attack, and while his recovery has been steady, his home presented a serious challenge: a roof in critical disrepair.