For more than 40 years, Mr. Ballou has called his Milwaukie home his own. As time passed, however, maintaining the home became more than he could manage alone. Due to physical limitations and the growing repair needs of the property, Mr. Ballou reached out to Catalyst in 2025 for help.

For the past 27 years, the Richardsons have called their Southwest Portland house home. Living on a fixed income and navigating the challenges of retirement and disabilities, they have worked hard to maintain the place where so many memories have been made. However, as the cost of living continues to rise, especially energy expenses, keeping up with the home's needs has become increasingly difficult.

Ms. Tilander has called her Sherwood home home for the past six years. At 69 years old and living on a limited income, she has worked hard to maintain her property despite the challenges she faces.